Logo
RSS Feed

📚 ApplePay, GooglePay, SamsungPay


Created: 10.09.2020

Options: Google Wallet, Apple Pay, Samsumg Pay, Amazon Pay, Visa Checkout and PayPal. I think there are more,

https://www.linkedin.com/feed/update/urn:li:activity:6978379172934991873/

Samsung Pay

I am planning to add SamsungPay as well (former LoopPay), when I get how it works and how it differs.

ВНИМАНИЕ. Samsung Pay ранее поддерживал технологию MST. Это бесконтактные платежи без использования NFC. Вместо данного модуля использовался магнитный, позволявший совершить покупку даже на устаревших терминалах. Но в новых моделях смартфонов от использования MST отказались, так как сейчас 99% магазинов установили POS-терминалы с поддержкой более защищённого NFC [4].

ApplePay

GooglePay

Was originally called GoogleWallet and was just a P2P payment system, when a person could send money to another person. Something like Yandex.Wallet? Then Android Pay emerged and they merged the both into GooglePay.

ApplePay vs GooglePay

Apple 🍏 Google 🌈

Both AP and GP don’t reveal the card details to the PoS terminal. Since attacks on PoS terminals are quite frequent and very costy, it’s a good thing. Probably, all PoS terminal will stop processing card details some time in future.

GooglePay Wallets stores card details, AppleWallet doesn’t. ApplePay only uses the token that was issued by the Bank (DAN).

Apple Pay claims to be “your wallet without the wallet,” a description that, in truth, fits Google Wallet better. And Google Wallet calls itself “an easier way to pay,” which in all fairness is what Apple’s ought to be saying [1].

References

[1] Apple vs GooglePay

[2] How does Google Wallet work

[3] How Apple Pay works under the hood?

[4] СРАВНЕНИЕ МОБИЛЬНЫХ ПЛАТЁЖНЫХ СИСТЕМ GOOGLE PAY, ANDROID PAY, APPLE PAY И SAMSUNG PAY